Can I buy a life insurance policy with no health check-up and guaranteed approval?

Yes, these plans are called Guaranteed Issue life insurance policies and they offer life insurance with guaranteed approval for anyone who meets the age requirements.

For example, some insurance companies offer guaranteed acceptance for anyone between the ages of 45-75 or even 45-85.

You won't have to take any health exams, and there's no health questions for you to answer.

Here's how to get guaranteed life insuran...

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Is it possible to buy a life insurance policy without any check on your health?

Yes, there are life insurance plans available offering coverage with no health exam, but fewer that offer coverage without any questions about the status of your health.

These plans are usually limited to accidental death insurance, or guaranteed issue life insurance.

Accidental death insurance only pays out a death benefit if the insured person dies as a result of an accident, not natural causes.

Guaranteed issue lif...
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Is there life insurance available without any health screening?

There's a couple types of life insurance plans available without an exam required.

First, there's simplified issue term life insurance that requires no health examination, but there are a few health questions for you to answer. These plans usually offer up to $250,000 (or more) of term life insurance for a period of 10, 15, 20 or 30 years.

Then, there's guaranteed approved life insurance that usually offers up to $25,000 of permanen...
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